Not to be

Oh, people. I am a worrier. Not a warrior, I simply would not have the stomach for that. Excuse me, Mister Soldier? I'm not feeling well today, perhaps we could fight to the death tomorrow? I haven't eaten enough fiber lately. So I worry instead. Champion worrier.

All that worrying over which roofing company to go with? For nothing. As one (of the two) banks that I applied to for a loan to pay for the freaking roof told me, I have great credit, it's my income level that needs improving.

Wow. Blunt, eh? And, I completely agree. So, no roof. I am going to have someone come fix the one major problem spot I have, as there were places that the shingles were completely pushed up with ice built up underneath, and I'm thinking that's a major problem. (Although, if you know anything about roofs and I'm wrong, please speak up.) I can either use up what little savings I have or put the repair on a credit card, both of which scare me. I thought of putting the whole roof job on a credit card, but that makes me absolutely nauseous. I mean, if I was late on one payment, for whatever reason, a credit card can jump your interest rate up to 8 million percent, and $8,000 or so dollars at 8 million percent? It makes my bowels clench.

On one hand, it's very disappointing. I mean, I work hard, I need a new roof, and it just can't be done right now. On the other, it's a bit of a relief to not take on another debt, because as the nice lady said, I'm kinda poor.